Frequently Asked Questions

What is a title loan?
This is a small consumer loan designed for short term emergency cash needs. Usually a vehicle title is used by placing the lender as a lienholder on the title itself as security for the loan.

How much does the loan cost?
Title loans are regulated by the California Department of Corporations and vary in monthly interest depending on the amount borrowed.

How much can I borrow?
The amount you can borrow is based on the value of your vehicle and income you earn.

How quickly can I get  the money?
Funds are distributed the same day in the form of cash or check.

What if I have bad credit or a bankruptcy?
Bad credit and bankruptcy is not a problem here. Your rate is not determined by your credit worthiness. We look for reasons to make loans rather than not to make them.

Does my car need to be paid off?